Better guidance. Better decisions. Lower costs.

Weltrio guides employees to smarter healthcare decisions which improves health and lowers cost.

Five black stars arranged horizontally.
Hand holding smartphone, video play button overlaid on app icons.
Five black stars.

98%

Customer satisfaction

10+

Years of experience

$1.3M+

Average Business Savings

10K+

Happy Employers/ Employees

What is missing in your benefits plan?

Every employer needs three things to control healthcare costs. Your broker handles plan design. Vendors handle care logistics. But without trusted employee relationships, the other two will always have gaps.

Plan Optimization: We work alongside your broker and HR team to find waste and align benefits with how employees actually use them. We don't replace your broker. We make them more effective.


Care Logistics: Our nurses guide employees to the right care at the right cost. ER vs. urgent care vs. telehealth. Generic vs. brand. Cash-pay vs. insurance. 24/7 access when they need it.


Relationships: We assign a dedicated nurse and coach to every employee. Same team every time. We reach out on a schedule. Over time, employees share health concerns with us they would never share with HR. That trust is where savings start.



We integrate into your existing plan. No disruption. The result: lower costs, lower risk, and healthier employees who actually use their benefits wisely.

Diagram: Plan Optimization, Relationships, and Care Logistics forming a triangle around a central logo.
Diagram: Plan Optimization, Relationships, and Care Logistics forming a triangle around a central logo.
Hand holding a green heart, surrounded by speech bubbles, lines, and a person's head.

Why every employee needs a dedicated clinical team

When employees can reach clinical support anytime, they make better decisions—and avoid costly mistakes driven by panic or uncertainty.

Weltrio assigns a nurse and coach to every employee. Not a call center. Their team. Available 24/7 by phone, text, or video. We reach out on a schedule. We don't wait for problems. Over time, employees share health concerns with us they would never share with HR. That trust is where savings happen.

  • Same Team, Every Time — Employees build a real relationship with their nurse and coach.
  • Proactive Outreach — We contact employees quarterly. We catch issues before they become claims.
  • A Safe Space — Employees fear sharing health issues with HR. They trust us.

Proactive employee engagement creates trust. Trust enables guidance. Guidance stops waste before it starts.

How trust closes the gaps in healthcare

When Weltrio builds individual relationships, it give us something no plan or vendor can access: real conversations with employees before problems become claims. That early access lets us close the gaps where money leaks and risk grows.

Here are the top five healthcare gaps every plan faces: 

  • Wasted Benefits — 77% of employees miss annual physicals. We get them scheduled. Early detection saves money.
  • ER Overuse — 70% of ER visits are avoidable. We redirect to telehealth ($50) or urgent care instead of the ER ($2,000).
  • Rx Overpayment & Sourcing— Average overpayment is $7.69 per script. We find generics, alternatives, and better sources.
  • Cash-Pay Blind Spots (Insurance Isn't Always Cheaper) — MRIs save 75% with cash. Blood panels save 80%. We know when to skip insurance.
  • Late Diagnosis — Stage I breast cancer costs $70K. Stage IV costs $266K. We help catch things early.

Every dollar redirected from unnecessary expenditures is a dollar saved—ensuring 100% retention and eliminating post-claim uncertainties.

Weltrio Logo Icon

Where do real cost savings happen? Upfront: 100% retained, guaranteed.

Even well-designed benefits plans cannot eliminate every real-time care gap employees face when making medical decisions.

Person with green hair using laptop, chatting with person in a speech bubble.

187%

Increase of healthcare premiums over the past 10 Years

270%

Increase of employee out-of-pocket spending over the past 10 Years

65%

Of employee healthcare benefits are wasted annually due to unused benefits

29%

Average corporate profits are

stagnating at 29% year-over-year growth due to rising healthcare costs

HR and broker teams build and optimize great benefit plans to fit the needs of a business and it's employees. Vendors are carefully selected to partner and support with care logistics, but neither can guide or proactively engage employees through daily healthcare decisions. That guidance is where real savings happen — before the claim, not after.

We got it.

Hands making a heart shape. Black cuffs, simple line art, with radiating lines from the heart.

Thank you for contacting us.
We’ll get back to you as soon as possible.

See where your benefit plan is leaking

Find out what gaps exist — and what you can do without changing your plan.

Weltrio Logo Icon

We'll show you where money is leaking, risks are growing, and what you can fix within your current structure. No pressure to change brokers, carriers, or benefit design. Just clarity.

  • Gap analysis based on your actual plan structure
  • Clear findings you can share with your broker
  • Recommendations that layer on — no disruption required
Abstract logo of person with arms up, wings; teal, green, purple gradient colors.

Get a FREE assessment today!

This is required
This is required
This is required
How many employees participate in your health insurance plans? *
This is required
This is required
This is required
This is required
This is required
This is required
This is required
Broken pipe with steam and explosion.

That didn’t work.

The form wasn’t sent. Please try again.

What Our Customers Are Saying

Don’t take it from us. All of these testimonials are 100% honest and unsolicited.

“Weltrio’s analysis saved us $800K without changing our carrier.”

-Logistics Firm, 1,200 Employees
CFO, Manufacturing Firm

"Welltrio was a nice addition to my life at a most crucial point. The service was unmatched and I felt like I was chatting with a close friend. Setting goals helped me stay on task and work towards my well-being."



— Nancy D

"What could have been data driven, was soon a conversation. Over 3 years with the best coaches, listeners, advisors you could ask for. If Monique didn't have an answer readily, she would note it, research it, and then update you on the answer. Always a positive meeting. Highly recommend!"

— Sue D

"Weltrio provided informative advice whenever we spoke, Monique helped me set realistic and achievable health goals, and most importantly she made me feel important and heard."

— Istaapakspam F

Guaranteed Performance, Not Promises

Weltrio operates on a performance-based model. Our fee structure is tied directly to measurable results. If delivered value does not exceed our fee, we refund the difference. Your outcomes are our only priority.

Guarantee badge, blue and silver,
Woman using laptop, holding clipboard with medical checklist and heart symbol.

Getting Started In 3 Simple Steps

Weltrio integrates seamlessly into your current benefits strategy. No disruption or added work.

Speak with Weltrio

Schedule a quick 15–30 minute call to discuss your plan and goals.

Dashed arrow curving upward to the right.

Get a FREE Assessment

Receive a clear analysis of your plan's gap opportunities with straightforward recommendations.

Dotted curved arrow pointing right.

Onboard & Launch

Sign-up and Weltrio integrates smoothly into your existing plan so you can begin capturing savings immediately.


Thank you for contacting us.
We’ll get back to you as soon as possible.

We got it.

Hands making a heart shape. Black cuffs, simple line art, with radiating lines from the heart.

Questions?

Speak With A Weltrio Representative
This is required
This is required
This is required
This is required
Broken pipe with steam and explosion.

That didn’t work.

The form wasn’t sent. Please try again.

Questions? That's Why We're Here.

We partner with business leaders, HR teams, and brokers to make benefits work better for everyone. Our goal is to work together to lower costs, lower risk, keep more profit in your pocket, while we make you look good. Provide you with unmatched pre-claim data. Build stronger client retention. Allowing Weltrio to become your stickiness factor.

We're your partner — not your replacement.

Case Studies

Check out our latest case studies from our clients across the United States.
We’re proud of every single one. 

*available upon request